LICENSES AND DISCLOSURES
STG Mortgage Inc is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Approved States
STG Mortgage is Licensed
DSCR States
STG Mortgage is Approved to Lend
| Approved State | STG Mortgage Inc. Licensing Details |
|---|---|
| Alabama | Licensed by the Alabama State Banking Department Consumer Credit License # 23315 |
| Arizona | Licensed by the Arizona Department of Insurance and Financial Institutions Mortgage Banker License # BK-1033146 |
| California | Licensed by Dept. of Business Oversight, under the CA Residential Mortgage Lending Act and Finance Lenders Law License # 60DBO-132966. California -DRE Real Estate Corporation License Mortgage Loan Originator (MLO) License Endorsement # 02139403 As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations. The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1- 877-FTC-HELP or www.ftc.gov |
| Colorado | Licensed by the Colorado Division of Real Estate Mortgage Company Registration NMLS # 2091912 |
| Connecticut | Licensed by the Connecticut Department of Banking Mortgage Lender License # ML-2091912 |
| Delaware | Licensed by the Delaware Office of the State Bank Commissioner Delaware Lender License # 039675 |
| District of Columbia | Licensed by the District of Columbia Department of Insurance, Securities and Banking Mortgage Lender License # MLB2091912 |
| Florida | Licensed by the Florida Office of Financial Regulation Mortgage Lender Servicer License # MLD2081 |
| Georgia | Licensed by the Georgia Department of Banking and Finance Mortgage Lender License # 2091912 |
| Idaho | Licensed by the Idaho Department of Finance Mortgage Broker/Lender License # MBL-2082091912 |
| Illinois | Regulated by the State of Illinois Department of Financial and Professional Regulation (IDFPR), Division of Banking, 555 West Monroe Street, 5th Floor, Chicago, Illinois 60661, 1-888-473-4858, https://idfpr.illinois.gov/ Illinois Residential Mortgage Licensee # MB.6761686 |
| Indiana | Licensed by the Indiana Department of Financial Institutions Mortgage Lending License # 59990 |
| Iowa | Licensed by the Iowa Division of Banking Mortgage Banker License # 2023-0066 |
| Kansas | Licensed by the Kansas Office of the State Bank Commissioner Kansas Mortgage Company License # MC.0026423 |
| Kentucky | Licensed by the Kentucky Department of Financial Institutions Mortgage Company License # MC778836 |
| Lousiana | Licensed by the Louisiana Office of Financial Institutions Residential Mortgage Lending License |
| Maine | Licensed by the Maine Bureau of Consumer Credit Protection Supervised Lender License NMLS #2091912 Our operating hours are 8:00 A.M. until 5:00 P.M. Pacific Time Monday through Friday. You may contact our office during business hours by calling 833-784-5626. |
| Maryland | Licensed by the Maryland Commissioner of Financial Regulation Mortgage Lender License # 2091912 |
| Massachusetts | Licensed by the Massachusetts Division of Banks Mortgage Lender License # ML2091912 |
| Michigan | Licensed by the Michigan Department of Insurance and Financial Services 1st Mortgage Broker/Lender License # FL0024131 2nd Mortgage Broker/Lender Registrant # SR0025040 |
| Minnesota | Licensed by the Minnesota Department of Commerce Residential Mortgage Originator License # MN-MO-2091912 Residential Mortgage Originator License Other Trade Name #1 MN-MO-2091912.1 This is not an offer to enter into a rate lock agreement under Minnesota law |
| Mississippi | Licensed by the Mississippi Department of Banking and Consumer Finance Mortgage Lender License # 2091912 |
| Montana | Licensed by the State of Montana Department of Administration, Division of Banking and Financial Institutions Mortgage Lender License # 2091912 |
| Nebraska | Licensed by the Nebraska Department of Banking and Finance Mortgage Banker License #2091912 |
| Nevada | Licensed by the Nevada Division of Mortgage Lending Mortgage Company License # NMC-1199309 Other Trade Name #1 |
| New Hampshire | Licensed by the New Hampshire Banking Department Mortgage Banker License # 2091912MB |
| New Jersey | Licensed by the N.J. Department of Banking and Insurance Correspondent Residential Mortgage Lender License #2091912 |
| North Carolina | Licensed by the North Carolina Commissioner of Banks Mortgage Lender License # L-209495 |
| Ohio | Licensed by the Ohio Division of Financial Institutions Ohio Residential Mortgage Lending Act Certificate of Registration # RM.804878.000 |
| Oregon | Licensed by the Oregon Division of Financial Regulation Mortgage Lending License # 2091912 |
| Pennsylvania | Licensed by the Pennsylvania Department of Banking Mortgage Lender License # 98908 |
| Rhode Island | Licensed by the State of Rhode Island Department of Business Regulation Lender License # 20234660LL |
| South Carolina | Licensed by the South Carolina State Board of Financial Institutions BFI Mortgage Lender/Servicer License # MLS - 2091912 |
| Tennessee | Licensed by the Tennessee Department of Financial Institutions Mortgage License # 2091912 |
| Texas | Licensed by the Texas Department of Savings and Mortgage Lending SML Mortgage Company License SML Residential Mortgage Loan Servicer Registration For questions or complaints about your loan, contact STG Mortgage Inc at 833-784-5626. The lender is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the lender, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. E-mail: consumer.complaints@occc.texas.gov. Office location: 18401 Von Karman Avenue, Suite 440, Irvine, CA 92612 Veterans Land Board, Veterans Housing Assistance Program This disclosure notice only applies to the residential mortgage loans on real estate located in Texas. COMPLAINTS REGARDING THE SERVICING OF YOUR MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N. LAMAR, SUITE 201, AUSTIN, TX 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT (877) 276-5550. A complaint form and instructions may be downloaded and printed from the Department’s website located at www.sml.texas.gov or obtained from the department upon request by mail at the address above, by telephone at its toll-free consumer hotline listed above, or by email at smlinfo@sml.texas.gov. Pursuant to the requirements of Texas Administrative Code, Title 7, Section §81.200(c), you are hereby notified of the following: Consumers wishing to file a complaint against a Mortgage Banker or a licensed Mortgage Banker Residential Mortgage Loan Originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint Forms and Instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at: www.sml.texas.gov. |
| Utah | Licensed by the Utah Department of Financial Institutions Residential First Mortgage Notification Utah-DFI Consumer Credit Notification |
| Vermont | Licensed by the Vermont Department of Financial Regulation Lender License # LL-2091912 |
| Virginia | Licensed by the Virginia Bureau of Financial Institutions Lender License # MC-7629, (www.nmlsconsumeraccess.org) |
| Washington | Licensed by the Washington Department of Financial Institutions Consumer Loan Company License # CL-2091912 |
| West Virginia | Licensed by the West Virginia Division of Financial Institutions Mortgage Lender License # ML-2091912 |
| Wisconsin | Licensed by the Wisconsin Department of Financial Institutions Mortgage Banker License # 2091912BA |
| STG MORTGAGE INC does not lend in the following U.S. Territories: American Samoa, Guam, Northern Mariana Islands, Puerto Rico, and Virgin Islands. |
Contact Us
STG MORTGAGE INC
18401 Von Karman Ave, Suite 440
Irvine, CA 92612
(833) 784-5626
